Can You Get an Sr22 If You Don’t Own a Car?

by | Feb 13, 2019 | Automotive

People with revoked or suspended licenses are probably familiar with the SR22. For those who don’t know, this class of drivers is required to get a special insurance document (the SR22) as a requisite to restoring driving privileges. Not all companies are familiar with filing the SR22. Therefore, it is important to work with an experienced agency to get SR22 Insurance in Bridgeview. More importantly, you should know that you can even get an SR22 if you no longer drive a car.

Why Might Non-Owners Need an SR22?

You never know when you might need to drive. Perhaps public transportation is unreliable in your area. You may also need to go to a special event out of town. You could also be faced with an emergency that requires driving on a moment’s notice. In any of these situations, you may need to drive a vehicle owned by another person. Legally, you cannot do so unless you are covered by an appropriate insurance policy. However, if you buy a non-owner’s insurance policy that has an SR22 connected to it, you’ll be able to drive as normal.

What is a Non-Owner’s SR22 Policy?

Like a regular insurance policy, an SR22 covers a driver from liability claims that arise while operating the vehicle. Purchasing one of these policies will allow you to get back your license without exorbitant costs. When purchasing such a policy, it is important to make sure that the policy meets the minimum requirements for the state you live in. This is a good option for people that want to have the option to drive when necessary.

Some Basic Requirements

To qualify for this type of policy, you need to meet some general requirements. First, you cannot be under a requirement to have an ignition interlock device. Second, you cannot have any vehicles in the household where you live. Finally, you may not own any vehicle. If you meet these requirements, you may qualify for SR22 Insurance in Bridgeview.

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